Employee Health Insurance; Why is medical insurance important?

Although a lot can be said about doing business for yourself - whether through freelance or owning your own business - being a regular employee has its own perks and the topmost merit is being covered by medical insurance.

The availability of health insurance is so important that it is almost impossible to overestimate its benefits. On the one hand, the ability of sicknesses to destroy your finances and lead you to debt is so great that it is almost unparalleled.

Secondly, illnesses not only cost you money, but it could prevent you from earning more.

Even though being ill is out of your control and should not be taken against you during the performance evaluation (which may determine your salary increase), It doesn’t do you any good compared to colleagues who worked more simply because they were still there when you were sick.

But the benefits of health insurance are not limited to just having it. Here is a look at the three most important advantages of health insurance for employees.

  • Emergency situations

It’s uncontrollable. Emergencies occur even if you don't have money. And who has the time to find the fault with which hospital and / or doctor will charge less when you are sick?

If you have a good healthcare provider (aka RelianceHMO), you can go to a decent hospital and you don't need to have the money. It's like a credit card payment that someone else is paying. (For very expensive illnesses, We’ll only cover a certain amount, but this is still a huge "discount" on the total bill, which you would otherwise have to pay yourself.)

  • Attract and retain the most qualified employees

Whether health insurance is absolutely necessary to attract and retain the most qualified employees will depend upon factors such as whether your competitors or other similarly sized employers in your area are offering health insurance.

  • Ensure the wellness of your workers

Our corporate health insurance plans offer preventative care that can keep employees healthy and working. If employees don't get preventative care and wellness checks (which they might not do if they don't have insurance), you could end up having more employees out for long periods of time with serious illnesses.



When You Eat Matters Just As Much As What You Eat

Most of us know what we eat can impact our waistlines. But what about when we eat? It’s time everyone starts paying attention to the times they eat.
Eating late is extremely fattening. It adds to our waist size,causes inflammation and increases the chances of having type 2 diabetes.

Our bodies become more insulin resistant throughout the day. This means sugar stays in your bloodstream and is transformed into fat. That’s why it’s best to avoid eating after dark.

In fact, experts recommend eating 75 percent of our daily calories before 2 p.m., with breakfast and lunch being our largest meals, and dinner the smallest. It’ll become a habit before long. Getting plenty of protein and healthy fat in the morning and at lunchtime will reduces the chances of being hungry. 

It may seem really difficult at first but try eating within a 12-hour window or less, only when there’s daylight ― for three days and then working up to a week or more.

It gets easier as time goes on. You can even reap health benefits by adopting daytime eating just five out of seven days per week.

For more advice and help, feel free to ask a Doctor on via The Reliance Care App


How much do you weigh? Is it healthy for your body?

Find out where you stand, It may drive you to take some positive steps toward change.

Am I at a healthy weight? It’s an important question.

One way doctors use to answer this question is the body max index, or BMI — an estimate of how much body fat you have.The results are based on your height and weight.

Why does it matter?
A high BMI raises your risk of some of the leading causes of chronic illness and death. That includes type 2 diabetes, heart disease, stroke and some types of cancer.

If your BMI isn’t where it should be, discuss it with your doctor. Together you can decide the necessary steps to take, to ensure you’re at a healthy stand.

There’s good news if you do need to lose some weight. Even a little weight loss — 5 to 10 percent of your body weight — may help you improve your health.

Ps: BMI isn’t perfect.
It doesn’t literally measure fat. So in some cases, it may not be the best way to know if you need to lose weight. For instance bodybuilders, may have a high BMI without excess body fat. If you have questions about your BMI, be sure to talk with your doctor.



Smoking and its adverse effects on your sight

More people are aware of the link between smoking and cancer, but many people do not know the impact that smoking can have upon the eyes.

Millions of people in Nigeria are putting their sight at risk by continuing to smoke, medical experts warn.

Despite the clear connection between sight loss and smoking, only 2 in 10 people recognize that smoking can lead to blindness.

Smokers are twice as likely to have eye problems and lose their sight compared with non-smokers.

That is because Tobacco in itself can cause or worsen a number of eye conditions.

How can smoking cause adverse effects on your eyes?

Yes it can! Cigarette smoke contains toxic chemicals that can irritate and harm the eyes.

For example, heavy metals, such as lead and copper, can collect in the lens - the transparent bit that sits behind the pupil and brings rays of light into focus - and lead to cataracts, where the lens becomes cloudy.

Smoking can make diabetes-related sight problems worse by damaging blood vessels at the back of the eye (the retina).

Smokers are threefold more likely to get age-related macular degeneration - a condition where a person loses their ability to see fine details, meaning their central vision has been affected.

And they are over 10 times more likely than non-smokers to develop sudden loss of vision caused by optic neuropathy, where the blood supply to the eye becomes shut out.

Stopping or avoiding smoking is one of the best steps you can take to protect your vision, along with having regular sight/eye examinations.

"Smoking increases the risk of sight-threatening conditions, such as age-related macular degeneration, which is an important reason why smokers should consider quitting."



Getting fit, Staying fit

Regular exercise can help you live longer and may reduce your risks for a host of diseases.

Recent studies show:

Getting a lot of physical activity in your free time is associated with a reduced risk of premature death, even when genetic disorders are factored into account.
Improving fitness appears to help men live longer following a heart attack.
Lifestyle physical activity, such as taking the stairs, playing football or jumping ropes and walking is as effective as organized gym workouts in improving fitness. Even infrequent exercise helps postmenopausal women live longer

How do you know whether or not you're fit? That depends on lots of things, such as your age, overall health, family history, exercise routines and eating habits. Of course you can’t change all these factors, but if you work on the ones you can do something about, your overall health is bound to improve. Here are some benefits of physical activity:
Helps to prevent bone loss
  1. Increases muscle tone and mass
  2. Boosts energy levels
  3. May help you manage stress and relieve tension
  4. Helps you stay fit and healthy
  5. Can help keep weight under control
  6. May help to improve blood cholesterol levels
  7. May help prevent or control high blood pressure

Physical exercise takes time and effort. This may be why it is so difficult for many to get started. It may also be the reason why some start strong and then stop steaming. Being fit does not mean you spend hours in the gym or going until you let go. Even if you can only hold 10 minutes here and 15 minutes there, every little bit counts. To be successful, your training program must be part of your daily life, just like working, cooking, swimming and eating. Let's go!


Beer and your Belly

That excess abdominal fat that droops over our belt lines is dangerous to our health. It may not seem that way but this article will enlighten you. Also excess abdominal fat is not a byproduct of beer alone. Here are some commonly asked questions about the belly bulge.

Q: How does a “beer belly” form?

Calories generally increase belly fat, whether they’re from alcohol or sugary foods or just from eating too much food. An average beer is usually more than 150 calories, hence the buildup. Beer can also alter the fat burn process, because your liver will preferentially burn alcohol instead of fat when it is consumed.

HMO in Ekiti

Health insurance in Ekiti

HMO in Ekiti
Afolabi Hospital, Ado Ekiti
St.Gregory Hospital, Ado-Ekiti
Federal Medical Centre, Ido-Ekiti
Ile Abiye hospital, Ado Ekiti
General Hospital Oke-Igemo, Ijero Ekiti

HMO in Lokoja

Health Insurance in Kogi state

HMO in Kogi state

Niger Hospital, Lokoja.12B IBB ROAD, LOKOJA, KOGI STATE
Poly Hospital & Maternity Home, 4, Janet Ekundayo Road, G.R.A. Lokoja, Kogi State

HMO in Akure

Health Insurance in Ondo

HMO in Ondo

Gbask Hospital, Akure, Ondo state
MoMaak Specialist Hospital, 3 Lafe Inn Way, Akure, Ondo state
Hope Specialist Hospital, Akure
Shekinah Hospital, Owo Garrage, Akure
State Specialist Hospital, Ikare, Ondo state

HMO in Kaduna

Health Insurance in Kaduna

HMO in Kaduna

Chasel Hospital, 15A, Isa kaita Road, Kaduna
Saint Gerrard, Catholic Hospital,Kakuri,Kaduna
Shalom Medical Center, Kakuri , Kaduna
Jowako Specialist Hospital, F 15 JOS ROAD, KADUNA
Harmony Hospital-KADUNA, 74. Narayi road, opposite space 2000 BARNAWA GRA KADUNA
Ahmadu Bello University Teaching Hospital, Shika, Zaria
Abi Hospital, off Sardauna Crescent, Kaduna

HMO in Ibadan

Health Insurance in Oyo state

HMO in Oyo state

General Hospital, Ogbomoso, Oyo state
Alafia Hospital, Adamasingba, Ibadan
Ibadan General Hospital
Idayat Hospital, Challenge, Ibadan
LAD Medical Centre,Orita Challenge.Ibadan
Gatway Dominion Hospital, Felele, Ibadan
Layonu Clinic and Maternity Hospital,Ogbomoso
General Hospital, Sango Road, Saki
Best Care Hospital, Agbowo, Ibadan

HMO in Benin

Health Insurance in Edo state

HMO in Edo state 

  • Faith medical centre, Benin City
    Irrua Specialist Teaching Hospital, Irrua, Edo State
    St Margaret’s Hospital, Benin City, Edo State
    Narrow Way Clinic, Benin City
    University of Benin Teaching Hospital, Benin City
    Osionmo Hospital, orhionmwon LGA, Edo State, Nigeria
    St Philomena Hospital, Benin City
    Royal Crown Clinic, Benin City
    God’s Care Hospital, Benin City
    Evangel Hospital, Benin City, Edo State
HMO in Kano

Health Insurance in Kano

HMO in Kano

Momodu Specialist Hospital
Arewa Surgery, Kano state
Sheik Jidda Specialist Hospital
Dawakin Tofa Hospital, Kano state
Assumpta Clinic and Maternity Kano
Sir Sunusi General Hospital, Hadejia Road, Kano
National Orthopaedoic Hospital, Dala, Kano state

HMO in Oshogbo

Health Insurance in Osun

HMO in Osun

Ladoke Akintola University Teaching Hospital, Osogbo
General Hospital, Ila Orangun
Holy Trinity Hospital, Ilesha, Osun State
General Hospital, Ilesha
State Hospital, Asubiaro, Osogbo
Odufunke Hospital, Ilesha